Who we are
Nordic-born and globally focused – smart digital financing for consumers
Founded in Nordic FinTech roots, Ferratum delivers modern, responsible banking that's just plain friendly.
Operating globally for almost two decades across 13 countries, Ferratum fulfils consumers' small, short-term, unplanned financial needs. We give customers more freedom to finance their lifestyles on their terms through solutions appropriate to individual financial circumstances. Established in 2005, Ferratum is the oldest business unit on the Multitude platform.
Ferratum embodies the essence of Nordic innovation and stands at the forefront of modern finance. Whether it's extra financing or friendly customer support, we've got you covered.
Say goodbye to complex processes and hello to straightforward financing.
Ferratum - Nordic Simplicity, Uncomplicated Finances.
How does the international community see us?
We value our customers, and wider community, caring about what they have to say, thus we track our brand health every year with the Ferratum Brand Tracking Study by Norstat. In 2024, we looked to a global audience to share their thoughts and opinions on how we are serving our greater community. Data flooded in across 12 international markets from over 1000 respondents per market and provided key insights into peoples' feelings about Ferratum.
We are most valued by the global community both in 2023 and 2024 for*:
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Fast loan application process with just a few clicks;
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Fully digital and automated lending processes (100% online);
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No excess paperwork;
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Not making customers wait.
Compared to the last year, the community appreciated us most for*:
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Professional-looking advertising that creates interest towards the company and its services;
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Willing to come up with solutions in case of difficulties with repayments;
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Has Nordic FinTech roots and thus offers high quality service;
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Transparent about its loan conditions and costs straight away, no surprises later
*Source: Ferratum Brand Tracking Study 2024 by Norstat.
Multitude
We are proud to be part of Multitude, a growth platform for FinTech success stories.
Multitude enables success stories in FinTech through its technological and regulatory know-how and tools, by offering cross-resourcing and selling possibilities, as well as through its expertise and means for funding.
Learn more about Multitude.
Professionalism
Professionalism through continuous learning, a clear operating model and taking responsibility.
Innovation
Innovation that creates new ideas, supports trial and error and ensures competitiveness.
Customer focus
Client-centric financial services and solutions that help our clients achieve their goals.
Ethical principles
Ethical principles that create trust and loyalty among customers and employees.